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Disclaimer

Our provision of the Website and of all Material, and of related services, are dependent on a variety of other service providers--like internet service providers (including both yours and ours), website hosts, email service providers and the like--that we do not and cannot control. As such the Website, all Material and the related services, are all provided "as is", "where is", "as available", without representations or warranties of any kind.

TO THE FULL EXTENT PERMITTED BY LAW, FIC AND ITS AFFILIATES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS AGENTS AND ASSIGNS DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS WITH RESPECT TO THE WEBSITE AND THE MATERIAL, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, OR ARISING BY COURSE OF DEALING OR USAGE OF TRADE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR ANY PARTICULAR PURPOSE OR USE.

Without limiting the foregoing, we do not represent or warrant that the Material is accurate, complete, reliable, useful, timely or current or that the Website will operate without interruption or error. We assume no responsibility, and are not liable for, any damages to your computer equipment or other property on account of your access to, use of, or browsing on the Website or your downloading of any Material, or inability to do any of the foregoing. We make no representation that the Material provided on the Website is applicable or appropriate for use in locations outside of Canada.